People thinking, or dreaming, about owning a home are invited to attend a roundtable discussion being held Monday, September 26 at the PATH Foundation and also via Zoom. The hybrid (in person and virtual), 90-minute workshop begins at 6:30 p.m. and is targeted to an audience of first-time home buyers, people who might have credit issues, and others interested in knowing more about purchasing a home. It will have three components:
Preparing Your Credit
Tiffany Campbell, Credit Repair Specialist, Founder/Executive Director, Comprehensive Community Solutions, Inc., will discuss credit overall, addressing both good and bad credit situations and giving an introduction to credit requirements, including knowing how to find out what your credit score is and how to prepare your credit for the homeownership process.
The Loan Process & What’s Available
Kevin Lee, President & Chief Credit Officer, Oak View National Bank, will discuss the application and loan process, including options for first-time homebuyers, types of lenders and loan products available, first-time homebuyer programs, veterans’ benefits, what to look for in a lender, down payment assistance, and how to figure out how much you qualify for.
How to Work With a Real Estate Agent
Troy Price, Realtor, Century 21 New Millennium, will discuss working with a Realtor. Some of the topics he will cover are: what to look for when choosing a realtor, understanding your budget, pinpointing needs, addressing the housing crisis, and market data on housing types/prices/locations.
Following panelists’ presentations, there will be time for Q&A. At the conclusion of the workshop, panelists will suggest next steps and assist workshop attendees in creating a take-home checklist for follow-up.
The Homeownership 101 Workshop is being offered free of charge and is open to the public.
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